{"id":3201,"date":"2019-01-08T17:04:38","date_gmt":"2019-01-08T20:04:38","guid":{"rendered":"https:\/\/www.encontramanausam.com.br\/sobre\/?p=3201"},"modified":"2019-04-15T11:22:33","modified_gmt":"2019-04-15T14:22:33","slug":"spc-manaus","status":"publish","type":"post","link":"https:\/\/www.encontramanausam.com.br\/sobre\/spc-manaus\/","title":{"rendered":"SPC Manaus"},"content":{"rendered":"<div class=\"882fdd0d88065009358e99f1a9406c55\" data-index=\"1\" style=\"float: none; margin:0px;\">\n<script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-8585364105181520\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<!-- Anuncio display - global -->\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-client=\"ca-pub-8585364105181520\"\r\n     data-ad-slot=\"8789329856\"\r\n     data-ad-format=\"auto\"\r\n     data-full-width-responsive=\"true\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script>\n<\/div>\n<p>O servi\u00e7o de prote\u00e7\u00e3o ao cr\u00e9dito (<strong>SPC Manaus<\/strong>), \u00e9 um servi\u00e7o de informa\u00e7\u00f5es de cr\u00e9dito, que utiliza informa\u00e7\u00f5es de adimpl\u00eancia e inadimpl\u00eancia de pessoas f\u00edsicas ou jur\u00eddicas para fins de decis\u00e3o sobre cr\u00e9dito.<\/p>\n<p>No Brasil, o servi\u00e7o de prote\u00e7\u00e3o ao cr\u00e9dito \u00e9 prestado por bureaus de cr\u00e9dito p\u00fablicos (como o Banco Central) ou privados (empresas privadas que atuam nesse setor).<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3203 size-full\" title=\"SPC Manaus\" src=\"https:\/\/www.encontramanausam.com.br\/sobre\/wp-content\/uploads\/2019\/01\/spc-manaus.jpg\" alt=\"SPC Manaus\" width=\"680\" height=\"189\" srcset=\"https:\/\/www.encontramanausam.com.br\/sobre\/wp-content\/uploads\/2019\/01\/spc-manaus.jpg 680w, https:\/\/www.encontramanausam.com.br\/sobre\/wp-content\/uploads\/2019\/01\/spc-manaus-300x83.jpg 300w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><\/p>\n<p>No ano de 1955, o fundador das &#8220;Casas Minerva Roupas Ltda.&#8221; solicitou \u00e0 Associa\u00e7\u00e3o Comercial de S\u00e3o Paulo (ACSP) que esta se responsabilizasse pelacentraliza\u00e7\u00e3o dos dados do com\u00e9rcio. Em 14 de julho, deste mesmo ano a ACSP, em acordo com os lojistas criou o primeiro servi\u00e7o de prote\u00e7\u00e3o ao cr\u00e9dito.<\/p>\n<p>Historicamente, no Brasil a concess\u00e3o de cr\u00e9dito \u00e9 baseada exclusivamente nos registros de inadimpl\u00eancia, utilizado para checar o hist\u00f3rico de mau pagamento de consumidores ou empresas.<\/p>\n<p>Aprovado em junho de 2011, o cadastro positivo entra em vigor e passa a utilizar dados que informam a pontualidade do consumidor e empresas no pagamento de suas contas em dia.<\/p>\n<h2>SPC Manaus Consulta Gr\u00e1tis<\/h2>\n<p>Para fazer uma <em>consulta gr\u00e1tis<\/em> acesse o site do Serasa.<\/p>\n<h3>SPC Manaus SPC Avisa<\/h3>\n<p>Com o SPC Avisa voc\u00ea tem o monitoramento 24 horas por dia, de qualquer movimenta\u00e7\u00e3o que ocorra em seu CPF ou CNPJ, al\u00e9m de receber alertas por SMS e\/ou E-mail.<\/p>\n<p><strong>Para conhecer mais e contratar<\/strong><\/p>\n<p>Atendimento de segunda a quinta das 8h \u00e0s 18h; sexta-feira, 8h \u00e0s 17h.<\/p>\n<p>Avenida Djalma Batista 3000, Loja 1, Torre Sul, Condom\u00ednio Amazonas Flat Service, Bairro Parque Dez de Novembro.<\/p>\n<p>Ou ligue para o SAA &#8211; Servi\u00e7o de Atendimento Associado, (92) 3627-2855 e solicite a visita de um Consultor de Neg\u00f3cios.<\/p>\n<h3>SPC Manaus\u00a0Consumidor<\/h3>\n<p>Se voc\u00ea estiver com <em>pagamentos em atraso<\/em>, o SPC ajuda voc\u00ea a <em>regularizar o seu cr\u00e9dito<\/em>. Siga as nossas orienta\u00e7\u00f5es:<\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Recupera\u00e7\u00e3o de Cr\u00e9dito<\/span><br \/>\nAo receber uma notifica\u00e7\u00e3o de que est\u00e1 com pagamentos em atraso, o <span style=\"text-decoration: underline;\">consumidor<\/span> poder\u00e1 regularizar o seu cr\u00e9dito a qualquer momento, bastando procurar a empresa credora e realizar o pagamento do d\u00e9bito pendente.<\/p>\n<p style=\"padding-left: 30px;\">Sempre que realizar alguma compra e for identificada alguma restri\u00e7\u00e3o de cr\u00e9dito, o c<span style=\"text-decoration: underline;\">onsumidor<\/span> poder\u00e1 solicitar diretamente ao lojista a identifica\u00e7\u00e3o da empresa que procedeu a inclus\u00e3o do registro de d\u00e9bito, ir ao local e saldar a d\u00edvida.<\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Parceria<br \/>\n<\/span>O Banco Semear <em>firmou parceria<\/em> junto ao SPC Brasil, para proporcionar a negocia\u00e7\u00e3o de d\u00edvidas de alguns de seus clientes j\u00e1 inadimplentes, com condi\u00e7\u00f5es diferenciadas atrav\u00e9s da plataforma Negociar D\u00edvida Online \u2013 SPC Brasil.<br \/>\nConfira se o seu CPF foi contemplado: <a href=\"http:\/\/www.negociardivida.com.br\" target=\"_blank\" rel=\"noopener noreferrer\">www.negociardivida.com.br<\/a><\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Atendimento<br \/>\n<\/span>Caso n\u00e3o seja poss\u00edvel identificar com o lojista qual empresa realizou registro de negativa\u00e7\u00e3o de seu nome, o consumidor dever\u00e1 dirigir-se a uma entidade (C\u00e2mara de Dirigentes Lojistas &#8211; CDL ou Associa\u00e7\u00e3o Comercial) portando seu CPF original e solicitar a consulta. Nessa consulta, constar\u00e3o as ocorr\u00eancias: se a pend\u00eancia \u00e9 no SPC, com cheque lojista ou no Cadastro de Cheques sem Fundos (CCF) do Banco Central.<\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Quitando a d\u00edvida<\/span><br \/>\nCom um extrato em m\u00e3os, o consumidor dever\u00e1 dirigir-se ao estabelecimento que est\u00e1 em d\u00e9bito e pagar a conta no local ou no banco que o comerciante indicar. Ap\u00f3s o pagamento, o estabelecimento comercial ir\u00e1 acessar o sistema do SPC Brasil e efetuar a baixa do registro. O prazo para a exclus\u00e3o ser\u00e1 de at\u00e9 (05) cinco dias \u00fateis ap\u00f3s saldar suas d\u00edvidas.<\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Aviso de notifica\u00e7\u00e3o<\/span><br \/>\nAntes da inclus\u00e3o do registro de d\u00e9bito no banco de dados do SPC Brasil, o consumidor que contraiu a d\u00edvida \u00e9 notificado previamente, de acordo com o disposto no Artigo 43, par\u00e1grafo 2\u00ba, do C\u00f3digo de Defesa do Consumidor (Lei n\u00ba 8.078\/90), ou seja, \u00e9 remetido um comunicado avisando que a informa\u00e7\u00e3o da d\u00edvida ser\u00e1 inclu\u00edda no banco de dados do SPC.<br \/>\nA notifica\u00e7\u00e3o tamb\u00e9m informa o nome do estabelecimento comercial que comandou a inclus\u00e3o do registro, a fim de que o consumidor recorra a essa empresa para quitar sua d\u00edvida e regularizar o seu cr\u00e9dito.<\/p>\n<p style=\"padding-left: 30px;\"><span style=\"text-decoration: underline;\">Recupere seu cr\u00e9dito<\/span><br \/>\nAs configura\u00e7\u00f5es tecnol\u00f3gicas do SPC Brasil, que cruzam informa\u00e7\u00f5es de cr\u00e9dito de todo o Pa\u00eds, s\u00e3o modernas e \u00e1geis, possibilitando ao consumidor em d\u00e9bito ter seu nome fora do banco de dados e, portanto, sem restri\u00e7\u00e3o para compras a cr\u00e9dito em at\u00e9 (05) cinco dias \u00fateis ap\u00f3s saldar suas d\u00edvidas.<\/p>\n<h3>Hor\u00e1rio de Funcionamento SPC Manaus<\/h3>\n<ul>\n<li>Segunda a sexta das 7h \u00e1s 16h<\/li>\n<\/ul>\n<h3>Onde Fica, Endere\u00e7o e Telefone SPC Manaus<\/h3>\n<ul>\n<li>R. Rui Barbosa, 156 &#8211; Centro, Manaus &#8211; AM<\/li>\n<li>Telefone: (92) 99459-9583<\/li>\n<\/ul>\n<h4>Outras informa\u00e7\u00f5es e site<\/h4>\n<ul>\n<li>Mais informa\u00e7\u00f5es: <a href=\"https:\/\/www.spcbrasil.org.br\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.spcbrasil.org.br<\/a><\/li>\n<\/ul>\n<h4>Mapa de localiza\u00e7\u00e3o<\/h4>\n<a class=\"wp-colorbox-iframe\" href=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3983.8539991175435!2d-60.023946935893555!3d-3.1332546977184914!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x926c057c3d1bcd970x75ea9453515d80be!2zU1BDIC0gU2VydmnDp28gZGUgUHJvdGXDp8OjbyBhbyBDcsOpZGl0bw!5e0!3m2!1spt-BR!2sbr!4v1546969443510\"><img decoding=\"async\" src=\"http:\/\/www.encontramanausam.com.br\/imgs\/maps-post.png\"><\/a>\n\n<div style=\"font-size: 0px; height: 0px; line-height: 0px; margin: 0; padding: 0; clear: both;\"><\/div>","protected":false},"excerpt":{"rendered":"<p>O servi\u00e7o de prote\u00e7\u00e3o ao cr\u00e9dito (SPC Manaus), \u00e9 um servi\u00e7o de informa\u00e7\u00f5es de cr\u00e9dito, que utiliza informa\u00e7\u00f5es de adimpl\u00eancia e inadimpl\u00eancia de pessoas f\u00edsicas ou jur\u00eddicas para fins de decis\u00e3o sobre cr\u00e9dito. No Brasil, o servi\u00e7o de prote\u00e7\u00e3o ao cr\u00e9dito \u00e9 prestado por bureaus de cr\u00e9dito p\u00fablicos (como o Banco Central) ou privados (empresas privadas que atuam nesse setor). No ano de 1955, o fundador das &#8220;Casas Minerva Roupas Ltda.&#8221; solicitou \u00e0 Associa\u00e7\u00e3o Comercial de S\u00e3o Paulo (ACSP) que esta se responsabilizasse pelacentraliza\u00e7\u00e3o dos dados do com\u00e9rcio. Em 14 de julho, deste mesmo ano a ACSP, em acordo com <\/p>\n","protected":false},"author":1,"featured_media":3203,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-servicos-publicos-manaus","has_thumb"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.0.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"Veja sobre o (SPC Manaus) - Informa\u00e7\u00f5es, hor\u00e1rio de funcionamento, endere\u00e7o e telefone. 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